It’s a new day.

We’ve reimagined what it means to be an independent insurance agency.

Guardian Service makes getting insurance clear, easy, and transparent. 

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🔒 We'll never sell your info. No spam and no robocalls.

Why Guardian Service

Insurance is confusing and tedious. It’s on your “to do” list, but maybe you’ll do it tomorrow. 

Well, hello tomorrow. 

We created Guardian Service to do insurance for you. As the independent insurance agency you deserve, we understand your risk, we scan the market, and we manage the process of finding the best coverage at the best price with no analysis, work, or hassle.

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Always Personal

With Guardian Risk IQ, we get to know you by understanding your risk tolerances and preferences, and we help you understand your coverages.

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Always Shopping

With our Guardian Marketplace, we combine your profile with our expertise and access to 30+ carriers, so we're always shopping to find you the best protection at the best price.

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Always Got Your Back

Our Zero-Commission Agents (Guardians) are expert advisors you can trust, motivated by serving you well – not by selling you stuff. Insurance is OUR job, so it doesn't have to be yours.

We bring all this together to provide you with the best protection at the best price, without all the hassle... for life.

Let us show you what it's like to never shop for insurance again.

Find out if your current plan is really the best pairing of coverage and savings.

Shield Secure & Confidential
🔒 We'll never sell your info. No spam and no robocalls.

Personal Insurance Lines

The average increase in home insurance premiums since 2019 due to inflation and worsening weather.
0 %
The average length of time before homeowners reshop their home insurance policy.
0 years
The average amount of savings that Americans are leaving on the table by not re-shopping.
$ 0

Real Customers. Real Savings.

Our members save an average of $450 a year on the same or better home insurance coverage.

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Heath and his family saved
$1,847

Kara and her family saved
$2,733

Peter and his family saved
$415

Utility Line Warranty

Most insurance companies exclude coverage for your utility lines — a hidden financial risk.

Homeowners insurance typically doesn’t cover your exterior water and sewer lines. Protect yourself from unexpected repair expenses as high as $20,000 with a $0 deductible comprehensive coverage plan. 

Get the job done right, without the hassle.

Hear From Homeowners Like You

Matthew M.
Matthew M.Charlotte, NC
"Guardian Service made the whole process way easier than I thought it would be. Their website is super clean and easy to navigate, and I got a quote really fast without feeling like I was being tricked into something. Great service, highly recommend."
Connor Funk
Connor FunkRaleigh, NC
"Guardian Service made my insurance shopping experience effortless. They found me great coverage at a lower price, all in a quick and easy process. The team is knowledgeable, friendly, and truly puts customers first. Highly recommend!"
Laura O'Dell
Laura O'DellRaleigh, NC
"Guardian Service did an incredible job making shopping my insurance feel approachable and easy to understand. Their messaging is clear, I found their website helpful, and my experience felt custom to me. I appreciated their transparency and easy to use process. Highly recommend!"
Kyle R.
Kyle R.
"I want to make sure I'm actually getting the best possible deal on my home insurance policy, but I don't want to actually go back and forth with an agent every year, let alone multiple times per year. Guardian service actually makes it easy. Would recommend especially to new home buyers."
Alison G.
Alison G.
"Who knew that shopping your insurance policy was a thing? Guardian Service made the process so easy and I was able to secure a lower rate without compromising my coverage. Would recommend their services for anyone in the market for home and auto insurance!"

How It Works

Tell us about your current coverage.

Share your current insurance details and we’ll analyze your policy.

We do the homework.

Our experts shop across 30+ top-rated carriers to find the best coverage for your needs.

We show you how you can save money.

Review our recommendations and choose the best option for your situation.

On average, customers can switch and save in less than 30 minutes.

Find out if your current plan is really the best pairing of coverage and savings.

Shield Secure & Confidential
🔒 We'll never sell your info. No spam and no robocalls.