Specialty Insurance
Specialty insurance made simple.
From extra liability protection to coverage for boats, motorcycles, condos, and more — we help you bundle and save.
COMPARE RATES FROM 40+ TOP HOME INSURANCE COMPANIES
Our Specialty Insurance Products
Umbrella Insurance
Extra liability protection that kicks in when your home or auto insurance reaches its limits. Ideal for added peace of mind.
Landlord Insurance
Protects your rental properties and provides liability coverage in the case of tenant injuries or property damage.
Condo Insurance
Tailored coverage for your unit's interior, personal belongings, and liability protection that complements your HOA's policy.
Motorcycle Insurance
Coverage for damage, theft, liability, and accessories for riders who want more than minimum protection.
Recreational Toys
Coverage for the fun stuff – boats, jet skis, snowmobiles, golf carts, ATVs, mopeds, RVs, and more.
Classic Car Insurance
Protect your antique, vintage, or collector car with specialized auto coverage that reflects its true value and usage.
Why Guardian Service
Guardian Service combines the best of the independent agent model – real choice, personalized recommendations, and trusted expertise – with the efficiency and transparency of cutting-edge digital innovation.
Choice
Our marketplace compares 40+ top carriers to find you the most savings.
Convenience
We automatically reshop your policy — and share the results — so you never overpay again.
Customization
Our agents get to know you personally, then craft coverage that fits your home, budget, and lifestyle.
Specialty Insurance Coverage That Protects Your Unique Assets
Valuable Items
Protection for jewelry, fine art, collectibles, and other high-value possessions.
Recreational Vehicles
Coverage for motorcycles, ATVs, RVs, and other recreational vehicles.
Watercraft
Insurance for boats, jet skis, and other watercraft.
Special Risks
Customized coverage for unique situations and valuable assets.
Frequently Asked Questions
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