# Guardian Service > Guardian Service is an independent insurance agency (a.k.a. insurance brokerage) offering auto, home, jewelry, umbrella, specialty, and utility line warranty coverage. We provide personalized insurance solutions with a focus on exceptional customer service and competitive rates from trusted carriers. ## About Guardian Service Guardian Service is an independent insurance agency that helps individuals and families find the right insurance coverage for their needs. We work with multiple insurance carriers to provide comprehensive coverage options while maintaining a personal, service-first approach. **Core Services:** - Auto Insurance - Comprehensive coverage for vehicles with competitive rates - Home Insurance - Protection for homeowners with customizable policies - Jewelry Insurance - Coverage for jewelry and other valuable items - Umbrella Insurance - Additional personal liability protection - Specialty Insurance - Coverage for motorcycles, boats, recreational vehicles, classic cars, condos, landlords, and other specialized needs - Utility Line Warranty - Coverage for water, sewer, and utility line repairs ## States We Serve Guardian Service currently sells insurance in 22 states: - [Alabama (AL)](https://guardianservice.com/about/states/AL) - [Arizona (AZ)](https://guardianservice.com/about/states/AZ) - [Colorado (CO)](https://guardianservice.com/about/states/CO) - [Connecticut (CT)](https://guardianservice.com/about/states/CT) - [Georgia (GA)](https://guardianservice.com/about/states/GA) - [Indiana (IN)](https://guardianservice.com/about/states/IN) - [Kentucky (KY)](https://guardianservice.com/about/states/KY) - [Maryland (MD)](https://guardianservice.com/about/states/MD) - [Minnesota (MN)](https://guardianservice.com/about/states/MN) - [Mississippi (MS)](https://guardianservice.com/about/states/MS) - [Missouri (MO)](https://guardianservice.com/about/states/MO) - [Nevada (NV)](https://guardianservice.com/about/states/NV) - [New Mexico (NM)](https://guardianservice.com/about/states/NM) - [North Carolina (NC)](https://guardianservice.com/about/states/NC) - [Ohio (OH)](https://guardianservice.com/about/states/OH) - [Oregon (OR)](https://guardianservice.com/about/states/OR) - [South Carolina (SC)](https://guardianservice.com/about/states/SC) - [Tennessee (TN)](https://guardianservice.com/about/states/TN) - [Texas (TX)](https://guardianservice.com/about/states/TX) - [Utah (UT)](https://guardianservice.com/about/states/UT) - [Virginia (VA)](https://guardianservice.com/about/states/VA) - [Washington (WA)](https://guardianservice.com/about/states/WA) See [Where We Serve](https://guardianservice.com/about/where-we-serve) for the current service-area map. Consumers outside these states can use the [Waitlist](https://guardianservice.com/join-waitlist) for availability updates. **Company Values:** - Member-first service approach - Transparency in pricing and coverage - Expert guidance from licensed agents - Quick quote comparisons across multiple carriers ## Key Pages - [Home](https://guardianservice.com/): Main landing page with quote comparison tool - [Compare](https://guardianservice.com/compare): Get instant insurance quotes - [Compare 2](https://guardianservice.com/compare-2): Alternate quote capture flow - [Blog](https://guardianservice.com/blog): Insurance insights and research hub - [Contact](https://guardianservice.com/contact): Reach our team for personalized assistance ### Insurance Products - [Auto Insurance](https://guardianservice.com/insurance/auto): Vehicle coverage options and information - [Home Insurance](https://guardianservice.com/insurance/home): Homeowners insurance solutions - [Jewelry Insurance](https://guardianservice.com/insurance/jewelry): Coverage for jewelry and other valuables - [Umbrella Insurance](https://guardianservice.com/insurance/umbrella): Additional personal liability protection - [Specialty Insurance](https://guardianservice.com/insurance/specialty): Coverage for specialty property and vehicles - [Utility Line Warranty](https://guardianservice.com/insurance/utility-line-warranty): Protection for utility lines - [Insurance Carriers](https://guardianservice.com/insurance/carriers): Our trusted insurance partners ### About Us - [Get to Know Us](https://guardianservice.com/about/get-to-know-us): Our mission, values, and team - [How It Works](https://guardianservice.com/about/how-it-works): Insurance quote and purchase process - [Leadership Team](https://guardianservice.com/about/leaders): Meet our leadership team - [Reviews](https://guardianservice.com/about/reviews): Customer testimonials and ratings - [FAQs](https://guardianservice.com/about/faqs): Common questions about insurance coverage - [Where We Serve](https://guardianservice.com/about/where-we-serve): States and regions we currently serve ### Careers - [Join Our Team](https://guardianservice.com/careers/join): Current job openings and opportunities - [Life at Guardian](https://guardianservice.com/careers/life): Company culture and benefits - [Our Agents](https://guardianservice.com/careers/agents): Meet our licensed insurance agents ### Other - [Partnerships](https://guardianservice.com/partnerships): Partner with Guardian Service - [Join Waitlist](https://guardianservice.com/join-waitlist): Sign up for service availability updates - [Take 5](https://guardianservice.com/take5): Get insurance quotes in 5 minutes - [Terms of Use](https://guardianservice.com/terms-of-use): Legal terms - [Privacy Policy](https://guardianservice.com/privacy-policy): Privacy practices ## Research & Article Pages - [Home Insurance 2025 Consumer Insights Report](https://guardianservice.com/home-insurance/2025-consumer-insights-report) - [80 Percent Rule](https://guardianservice.com/home-insurance/80-percent-rule) - [State of Auto Insurance in 2025](https://guardianservice.com/auto-insurance/auto-insurance-the-state-of-auto-insurance-in-2025) - [Average Mileage Per Year](https://guardianservice.com/auto-insurance/average-mileage-per-year) - [Best and Worst Cities for Car Owners in Summer](https://guardianservice.com/auto-insurance/best-and-worst-cities-for-car-owners-in-summer) - [Bundle Home and Auto Insurance](https://guardianservice.com/home-insurance/bundle-home-auto-insurance) - [Clogged Sewer Line](https://guardianservice.com/utility-line-warranty/clogged-sewer-line) - [Declaration Page](https://guardianservice.com/home-insurance/declaration-page) - [Drunk Driving Fatalities by State](https://guardianservice.com/home-insurance/drunk-driving-fatalities-by-state) - [DUI Meaning](https://guardianservice.com/auto-insurance/dui-meaning) - [Economic Stress Delaying Purchases](https://guardianservice.com/home-insurance/economic-stress-delaying-purchases) - [Economic Uncertainty Delaying Home Upgrades](https://guardianservice.com/home-insurance/economic-uncertainty-delaying-home-upgrades) - [First Time Home Buyer Insurance](https://guardianservice.com/home-insurance/first-time-home-buyer-insurance) - [First Time Homebuyer Nightmares](https://guardianservice.com/home-insurance/first-time-homebuyer-nightmares) - [Flood Insurance](https://guardianservice.com/home-insurance/flood-insurance) - [Full Coverage Car Insurance](https://guardianservice.com/auto-insurance/full-coverage-car-insurance) - [Gap Insurance](https://guardianservice.com/auto-insurance/gap-insurance) - [Home Insurance 2025 Rate Increase](https://guardianservice.com/home-insurance/home-insurance-2025-rate-increase) - [Home Insurance Statistics](https://guardianservice.com/home-insurance/home-insurance-statistics) - [Homeowners Insurance Awareness](https://guardianservice.com/home-insurance/homeowners-insurance-awareness) - [Homeowners Insurance Knowledge Survey](https://guardianservice.com/home-insurance/homeowners-insurance-knowledge-survey) - [Homeowners Insurance Preparedness Survey](https://guardianservice.com/home-insurance/homeowners-insurance-preparedness-survey) - [House Fire Statistics](https://guardianservice.com/home-insurance/house-fire-statistics) - [How Home Age Impacts Insurance](https://guardianservice.com/home-insurance/how-home-age-impacts-insurance) - [How to File Home Insurance Claim](https://guardianservice.com/home-insurance/how-to-file-home-insurance-claim) - [Hurricane Damage Statistics](https://guardianservice.com/home-insurance/hurricane-damage-statistics) - [Hurricane Season Insurance Guide](https://guardianservice.com/home-insurance/hurricane-season-insurance-guide) - [Insurance Perils](https://guardianservice.com/home-insurance/insurance-perils) - [Is It Illegal to Drive Barefoot](https://guardianservice.com/auto-insurance/is-it-illegal-to-drive-barefoot) - [Landlord Insurance](https://guardianservice.com/home-insurance/landlord-insurance) - [Least Resilient Coastal Cities](https://guardianservice.com/home-insurance/least-resilient-coastal-cities) - [Liability Insurance](https://guardianservice.com/auto-insurance/liability-insurance) - [Non Owner Car Insurance](https://guardianservice.com/auto-insurance/non-owner-car-insurance) - [North Carolina Climate Risk and Resilience](https://guardianservice.com/home-insurance/north-carolina-climate-risk-and-resilience) - [North Carolina Home Insurance](https://guardianservice.com/home-insurance/north-carolina-home-insurance) - [Raleigh](https://guardianservice.com/blog/raleigh) - [Skipping Maintenance Insurance Risk](https://guardianservice.com/home-insurance/skipping-maintenance-insurance-risk) - [Summer Road Trip Readiness](https://guardianservice.com/home-insurance/summer-road-trip-readiness) - [Tesla Owners Insurance Costs and Risks](https://guardianservice.com/auto-insurance/tesla-owners-insurance-costs-electric-car-risks) - [Trust AI for Home Advice](https://guardianservice.com/home-insurance/trust-ai-home-advice) - [Umbrella Policy](https://guardianservice.com/umbrella-insurance/umbrella-policy) - [Uninsured Motorist Coverage](https://guardianservice.com/auto-insurance/uninsured-motorist-coverage) - [Utility Line Warranty Flushed Funds Report](https://guardianservice.com/home-insurance/utility-line-warranty-flushed-funds-report) - [Water Damage Statistics](https://guardianservice.com/home-insurance/water-damage-statistics) - [What Does Renters Insurance Cover](https://guardianservice.com/home-insurance/what-does-renters-insurance-cover) ## Contact Information **Website:** https://guardianservice.com **Service Area:** Alabama, Arizona, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maryland, Minnesota, Mississippi, Missouri, Nevada, New Mexico, North Carolina, Ohio, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington **Business Type:** Independent Insurance Agency / Insurance Brokerage For specific insurance questions, users should visit the Compare page or Contact page to speak with a licensed agent.