Take the 3-Minute Guardian Challenge

Save $200 on your current insurance coverage or we’ll send you $100*

Guardian Service is the first AI-enabled, independent insurance agency. We’re so confident in our reshopping technology that we created the Guardian Challenge —  because it works.

🔒 We'll never sell your info. No spam and no robocalls.

Our members save an average of $450 a year on the same or better insurance coverage.

How The Guardian Challenge Works

Three simple steps to save on your insurance:

Answer simple questions.

Tell us about your home and your current insurance coverage and we’ll analyze your policy.

Get personalized quotes.

Our experts shop across 30+ top-rated carriers to find the right coverage for your needs.

Save or get paid.

Review our recommendations in a short, efficient call. If we can’t save you at least $200, we’ll send you a $100 gift card.

Why Guardian Service

Insurance is confusing and tedious. It’s on your “to do” list, but maybe you’ll do it tomorrow. 

Well, hello tomorrow. 

We created Guardian Service to do insurance for you. As the independent insurance agency you deserve, we understand your risk, we scan the market, and we manage the process of finding the right coverage at the right price with no analysis, work, or hassle.

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Always Personal

With Guardian Risk IQ, we get to know you by understanding your risk tolerances and preferences, and we help you understand your coverages.

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Always Comparing

With our Guardian Marketplace, we combine your profile with our expertise and access to 30+ carriers, so we're always shopping to find you the right protection at the right price.

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Always Got Your Back

Our Zero-Commission Guardian Agents are expert advisors you can trust, motivated by serving you well – not by selling you stuff. Insurance is OUR job, so it doesn't have to be yours.

We bring all this together to provide you with the right protection at the right price, reshopped automatically.

Let us show you what it's like to never shop for insurance again.

Ready to take the challenge?

Save at least $200 on your current insurance coverage or we'll send you $100. It's that simple.

🔒 We'll never sell your info. No spam and no robocalls.

Homeowners are overpaying. Are you?

The average increase in home insurance costs since 2019 due to inflation and weather.
0 %
The average length of time before homeowners reshop their home insurance policy.
0 years
The average amount of savings that Americans are leaving on the table by not re-shopping.
$ 0

Real Customers. Real Savings.

Our members save an average of $450 a year on the same or better insurance coverage.

Heath and Family

Heath and his family saved
$1,847

Kara and her family saved
$2,733

Peter and his family saved
$415

What Our Members Say

Matthew M.
Matthew M.Charlotte, NC
"Guardian Service made the whole process way easier than I thought it would be. Their website is super clean and easy to navigate, and I got a quote really fast without feeling like I was being tricked into something. Great service, highly recommend."
Connor F.
Connor F.Raleigh, NC
"Guardian Service made my insurance shopping experience effortless. They found me great coverage at a lower price, all in a quick and easy process. The team is knowledgeable, friendly, and truly puts customers first. Highly recommend!"
Laura O.
Laura O.Cary, NC
"Guardian Service did an incredible job making shopping my insurance feel approachable and easy to understand. Their messaging is clear, I found their website helpful, and my experience felt custom to me. I appreciated their transparency and easy to use process. Highly recommend!"
Jarrod B.
Jarrod B.Zebulon, NC
"Jeremy was very knowledgeable, courteous, and professional throughout the whole process. I have a peace of mind now knowing that my family is properly ensured. Could not recommend Guardian more!"
Kathryn M.
Kathryn M.Wake Forest, NC
"My son recommended guardian service to 'shop' my insurance, which I had never done before or really thought about. It’s actually a simple process and Kristi made it really straightforward. Relieved to have it done and would recommend to anyone looking to save a couple hundred bucks on their home and auto insurance premiums."

Take the 3-minute Guardian Challenge to see how much you can save.

Ready to take the challenge?

Save at least $200 on your current insurance coverage or we'll send you $100. It's that simple.

🔒 We'll never sell your info. No spam and no robocalls.

*To qualify for the Savings Challenge, you must: 1) Be the valid owner of both a home and a vehicle; 2) Complete a brief 12-question intake form (most users can complete in approximately 3 minutes) and provide your current insurance declaration pages; 3) Review your savings options with a licensed Guardian Service agent; 4) Complete a 5-minute feedback survey following the session.